Citizens First Financial Corporation

• Founded in 1990
• Personalized service
• Over $900,000,000 in funded loans
• Licensed for FHA, VA, and conventional loans
• Jumbo loans to $2 million

Rick F. Nelson

• President of Citizens First Financial Corporation
• Native Utahn
• Over 25 years banking and real estate lending experience
• Graduate, University of Utah, Bachelor of Science, Finance
• Graduate, University of New Mexico School of Banking
• Current member of the Salt Lake Board of Realtors